Signed copy of agreement of sale or copy of deed – if refinance
Income
Current pay stub and W2’s for two years.
Names and addresses of employers for past two years.
Details of all other continuing income sources.
Assets
Names, addresses, account numbers and balances for:
Checking accounts
IRA’s and 401k
Savings accounts
Credit union
Investment and stock accounts
Gifts – complete details on all monetary gifts
Debts
Names, addresses, account numbers and balances for:
Charge accounts
Personal loans
Auto loans
Alimony and child support payment
Student loans
Current mortgages
Self-employed borrowers
Additional information required for commissioned or self-employed borrows.
Note: A borrower who has an ownership interest of 25% or more in a business is considered to be self-employed.
Signed copies of last two years federal tax returns (1040’s) – with all schedules.
Copy of corporate or partnership return for two years (if applicable)
Current balance sheet
Most recent profit and loss statement
